Back to Step 2
Debt Payoff Calculator
Snowball vs. Avalanche: Find your fastest path to debt-free.
Your Debts
How much extra can you commit towards debt each month on top of the minimums?
Payoff Strategy Comparison
SNOWBALL
Lowest Balance First
Builds momentum quickly with early wins.
Time to Debt-Free:
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Total Interest Paid:
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AVALANCHE (MATH WINNER)
Highest Rate First
Saves the most money on interest overall.
Time to Debt-Free:
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Total Interest Paid:
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